/* ============================================================
   Shared site header — single source of truth.
   Markup is injected by nav.js on every page. Colors are
   hard-coded (navy palette) so the header renders identically
   regardless of each page's own CSS variables.
   ============================================================ */
#sticky-header{position:fixed;top:0;left:0;right:0;z-index:200;}
.crisis{background:#06264A;color:rgba(255,255,255,0.85);text-align:center;padding:10px 5%;font-size:14px;}
.crisis a{color:#7AADD5;font-weight:600;text-decoration:none;}
#sticky-header nav{position:relative;background:#F4F8FC;backdrop-filter:blur(16px);border-bottom:1px solid rgba(27,79,135,0.12);padding:0 6%;display:flex;align-items:center;justify-content:space-between;height:76px;transition:box-shadow .3s;}
#sticky-header nav.scrolled{box-shadow:0 2px 24px rgba(27,79,135,0.1);}
.nav-brand{display:flex;align-items:center;text-decoration:none;}
.nav-logo-full{height:72px;width:auto;display:block;}
.nav-logo-mobile{height:72px;width:auto;display:none;}
.nav-links{display:flex;align-items:center;gap:28px;list-style:none;margin:0;padding:0;}
.nav-links a{font-size:15.5px;font-weight:500;color:#2E4260;text-decoration:none;transition:color .2s;white-space:nowrap;}
.nav-links a:hover{color:#1B4F87;}
.nav-dropdown{position:relative;}
.nav-dropdown>a{display:inline-flex;align-items:center;gap:4px;}
.nav-dropdown>a::after{content:'';display:inline-block;width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:4px solid currentColor;margin-top:1px;transition:transform .2s;}
.nav-dropdown:hover>a::after{transform:rotate(180deg);}
.nav-submenu{display:none;position:absolute;top:100%;right:0;background:white;border:1px solid rgba(27,79,135,0.12);border-radius:12px;padding:16px 8px 8px;min-width:180px;box-shadow:0 8px 24px rgba(27,79,135,0.1);z-index:300;}
.nav-dropdown:hover .nav-submenu{display:block;}
.nav-submenu a{display:block;padding:9px 14px;font-size:13.5px;font-weight:500;color:#2E4260;border-radius:8px;white-space:nowrap;}
.nav-submenu a:hover{background:#E4EEF7;color:#1B4F87;}
.portal-soon{display:block;padding:9px 14px;font-size:13.5px;font-weight:500;color:#8a99ab;white-space:nowrap;cursor:default;}
.portal-soon em,.portal-soon-m em{font-style:normal;display:inline-block;margin-left:6px;font-size:10px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#1B4F87;background:#E4EEF7;padding:2px 7px;border-radius:100px;vertical-align:middle;}
.portal-soon-m{display:flex;align-items:center;padding:17px 0;font-size:1.05rem;font-weight:600;color:#8a99ab;cursor:default;}
.nav-cta{background:#1B4F87!important;color:white!important;padding:9px 22px!important;border-radius:100px!important;font-weight:600!important;font-size:14.5px!important;text-decoration:none;}
.nav-cta:hover{background:#0F3260!important;}
.nav-phone{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;font-weight:700;color:#1B4F87!important;text-decoration:none;border:1.5px solid #1B4F87;padding:7px 16px;border-radius:100px;transition:background .2s,color .2s;}
.nav-phone:hover{background:#1B4F87;color:white!important;}
.nav-phone svg{width:14px;height:14px;flex-shrink:0;transition:stroke .2s;}

/* hamburger + mobile menu */
.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;padding:6px;background:none;border:none;cursor:pointer;flex-shrink:0;z-index:202;}
.nav-toggle span{display:block;width:22px;height:2px;background:#0F1D2E;border-radius:2px;transition:transform .25s,opacity .25s;}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.nav-toggle.open span:nth-child(2){opacity:0;}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}
#mobile-menu{position:fixed;top:102px;left:0;right:0;bottom:0;z-index:199;background:#F4F8FC;padding:20px 7% 48px;display:flex;flex-direction:column;overflow-y:auto;visibility:hidden;opacity:0;transform:translateY(-8px);transition:opacity .22s ease,transform .22s ease,visibility .22s;border-top:1px solid rgba(27,79,135,0.12);}
#mobile-menu.open{visibility:visible;opacity:1;transform:translateY(0);}
.mobile-links{list-style:none;display:flex;flex-direction:column;flex:1;margin:0;padding:0;}
.mobile-links li{border-bottom:1px solid rgba(27,79,135,0.12);}
.mobile-links a{display:block;padding:17px 0;font-size:1.05rem;font-weight:600;color:#0F1D2E;text-decoration:none;transition:color .18s;}
.mobile-links a:active,.mobile-links a:hover{color:#1B4F87;}
.mobile-links .m-accent{color:#1B4F87;}
.mobile-actions{margin-top:32px;display:flex;flex-direction:column;gap:12px;}
#mobile-menu .btn-primary{background:#1B4F87;color:#fff;border-radius:100px;text-decoration:none;font-weight:600;text-align:center;padding:15px 28px;font-size:15px;transition:background .2s;}
#mobile-menu .btn-primary:hover{background:#0F3260;}
#mobile-menu .btn-ghost{background:transparent;color:#1B4F87;border:1.5px solid #1B4F87;border-radius:100px;text-decoration:none;font-weight:600;text-align:center;padding:15px 28px;font-size:15px;transition:background .2s,color .2s;}
#mobile-menu .btn-ghost:hover{background:#1B4F87;color:#fff;}

/* Nav collapses to a hamburger below 1300px — the full nav (logo + 5
   links + phone pill + CTA) needs ~1290px to sit on one line. */
@media(min-width:1301px){#mobile-menu,.nav-toggle{display:none!important;}}
@media(max-width:1300px){
  .nav-logo-full{display:none;}
  .nav-logo-mobile{display:block;}
  .nav-links{display:none;}
  .nav-toggle{display:flex;}
  .crisis-phone{display:none;}
}

/* ── "Launching soon" modal (injected by nav.js, once per session) ──────── */
.launch-modal{position:fixed;inset:0;z-index:1000;background:rgba(6,38,74,.6);display:flex;align-items:center;justify-content:center;padding:24px;opacity:0;visibility:hidden;transition:opacity .25s ease,visibility .25s;}
.launch-modal.open{opacity:1;visibility:visible;}
.launch-modal-card{position:relative;background:#fff;border-radius:18px;max-width:440px;width:100%;padding:40px 32px 32px;text-align:center;box-shadow:0 24px 64px rgba(6,38,74,.35);transform-origin:bottom left;transform:translateY(40px) scale(.92);transition:transform .3s ease,opacity .3s ease;opacity:0;}
.launch-modal.open .launch-modal-card{transform:none;opacity:1;}
.launch-modal-close{position:absolute;top:12px;right:16px;background:none;border:none;font-size:28px;line-height:1;color:#6B85A0;cursor:pointer;padding:4px 8px;}
.launch-modal-close:hover{color:#0F1D2E;}
.launch-modal-logo{width:72px;height:72px;border-radius:50%;object-fit:cover;margin-bottom:18px;}
.launch-modal-eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#2E6BAD;margin-bottom:10px;}
.launch-modal-title{font-family:'Playfair Display',serif;font-size:1.6rem;font-weight:700;color:#0F1D2E;line-height:1.2;margin:0 0 14px;}
.launch-modal-text{font-size:15px;color:#2E4260;line-height:1.6;margin:0 0 26px;}
.launch-modal-actions{display:flex;flex-direction:column;gap:10px;}
.launch-modal-btn-primary{background:#1B4F87;color:#fff;text-decoration:none;font-weight:600;font-size:15px;padding:13px 24px;border-radius:100px;transition:background .2s;}
.launch-modal-btn-primary:hover{background:#0F3260;}
.launch-modal-btn-ghost{background:transparent;color:#1B4F87;border:1.5px solid #1B4F87;font-weight:600;font-size:15px;padding:12px 24px;border-radius:100px;cursor:pointer;transition:background .2s,color .2s;font-family:inherit;}
.launch-modal-btn-ghost:hover{background:#1B4F87;color:#fff;}
.launch-pill,.float-call{position:fixed;bottom:24px;z-index:999;display:inline-flex;align-items:center;justify-content:center;gap:8px;height:46px;border:none;border-radius:100px;padding:0 22px;font-family:'Nunito',sans-serif;font-size:14px;font-weight:700;line-height:1;cursor:pointer;text-decoration:none;box-shadow:0 6px 24px rgba(6,38,74,.3);transition:opacity .3s ease,transform .3s ease,visibility .3s,background .2s;}
.launch-pill{left:20px;background:#1B4F87;color:#fff;transform-origin:bottom left;opacity:0;visibility:hidden;transform:translateY(16px) scale(.9);}
.launch-pill.show{opacity:1;visibility:visible;transform:translateY(0) scale(1);}
.launch-pill:hover{background:#0F3260;}
.launch-pill-dot{width:8px;height:8px;border-radius:50%;background:#7AADD5;flex-shrink:0;animation:launchPulse 2s infinite;}
@keyframes launchPulse{0%{box-shadow:0 0 0 0 rgba(122,173,213,.5);}70%{box-shadow:0 0 0 8px rgba(122,173,213,0);}100%{box-shadow:0 0 0 0 rgba(122,173,213,0);}}
.float-call{right:20px;background:#E0A93C;color:#0F1D2E;}
.float-call:hover{background:#D49A2A;}
.float-call svg{width:17px;height:17px;flex-shrink:0;}

/* ── Shared footer (injected by nav.js) ──────────────────────────────────── */
.site-footer{background:#06264A;color:rgba(255,255,255,0.55);font-size:13px;line-height:1.7;padding:48px 6% 84px;}
.site-footer a{color:rgba(255,255,255,0.72);text-decoration:none;transition:color .2s;}
.site-footer a:hover{color:#fff;}
.foot-inner{max-width:1140px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1.4fr;gap:40px;}
.foot-brand{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#fff;margin-bottom:14px;}
.foot-line{margin-bottom:6px;}
.foot-line-spaced{margin-top:14px;}
.foot-heading{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,0.4);margin-bottom:14px;}
.foot-links{list-style:none;margin:0;padding:0;}
.foot-links li{margin-bottom:8px;}
.foot-bottom{max-width:1140px;margin:36px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,0.1);font-size:12px;color:rgba(255,255,255,0.4);display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;}
@media(max-width:768px){.foot-inner{grid-template-columns:1fr;gap:28px;}}